The Process

Consultation

Omen Quelvog and clients sitting at a table in front of a laptop, engaged in a financial planning conversation with a young military couple.

Objective Overview

We get it—choosing someone from the internet to talk about your finances can feel a little strange.

That’s why this first call is all about you. We’ll talk about what brought you here, what you’re looking for in a financial advisor, and what’s most important to you right now.

We’ll also give you space to ask any questions you have about the firm, how we work, or what to expect.

What we won’t do is pressure you to make a decision on the spot. This is an important relationship and we want you to take the time you need to think it through. We’ll take a few days before reaching out to schedule a “Cleared to Proceed” meeting.

Omen Quelvog shakes hands with a young military couple after receiving their financial plan.

Cleared to Proceed

This is a quick and optional, 15-minute check-in to assess how we both feel about the fit of our partnership.

If we’re aligned, we’ll present an initial plan focused on the areas that need immediate attention.

We’ll also walk through the proposed service pricing, including any adjustments based on complexity and applicable AUM offsets. No surprises—just clear, transparent discussion.

Onboarding

Financial dashboard displaying charts and data including probability of success, net worth, asset allocation, balance sheet, and asset simulation results.

Meeting 1: Initial Recon

This is an important meeting, but there’s no need to stress.

We'll begin by refining your values and goals—a continuous, but important process as they’re the foundation of your financial plan and guide everything we do together.

From there, we’ll take a deep dive into your full financial picture: accounts, insurance policies, tax returns, estate documents, family dynamics, cash flow, savings, retirement plans, and more.

And don’t worry if you don’t have all the documents handy or aren’t sure where to start. You’re not expected to have it all figured out—that’s what we’re here for. We’ll walk through it together, step by step.

Omen Quelvog walking outdoors on a brick sidewalk, chatting and smiling, with a military family, talking about what their new life and financial plan will do for them.

Meeting 2: Strategic Alignment

This meeting is where you get to dream.

If we haven’t fully framed your values and goals yet, we’ll continue to refine them. We’ll also start crafting your Statement of Financial Purpose—your “why” behind the plan.

If there are still a few pieces of information missing that we need to build your plan, we’ll ask for those here. No pressure—this is about clarity, not perfection.

Omen Quelvog and military clients sitting at a table in front of a laptop, engaged in a financial planning conversation.

Meeting 3: Strategy to Tactics

Sit back and take in the initial plan and recommendations.

We’ll start with a picture of where you are today. Then we move into where you want to be, based on the values, goals, and your Statement of Financial Purpose. Then, we lay out the steps to get there, broken out into actionable recommendations. Finally, you’ll be given your one-page plan; a one page document, matching your client portal dashboard, that gives you the immediate steps to take over the course of the year.