Formynder Wealth Management Services

Ongoing Wealth Management

Life is constantly changing and your financial plan should change with it. All Ongoing Wealth Management services provide continuous guidance to help you adapt with confidence and stay aligned with what matters most.

Every major area of your financial life is covered:

  • Cash Flow & Budgeting

  • Education Planning

  • Tax Planning

  • Retirement Planning

  • Estate Planning

  • Investment Risk Assessment

  • Insurance Risk Assessment

  • Investment Management (optional, but is included)

You’ll receive personalized recommendations, regular check-ins, and support through every stage of life.

Financial analytics dashboard showing probability of success at 93%, net worth $1.3 million, effective tax rate 15%, current asset allocation with U.S. equities 68% and bonds 32%, balance sheet details, and asset simulation results.
Financial investment app Altruist: one showing a rising graph, and the other showing an investment portfolio.
A man in military camouflage holding hands with a woman wearing a black long-sleeve shirt and blue jeans, outdoors in a forested area during sunset.
Married couple having a financial discussion
An elderly couple sitting on a couch indoors, smiling and looking at a photo album together, with a vase and potted plant in the background.

Priced For Your Needs

Active Duty Military

  • Tailored price and service for those currently serving

Veteran or Retired Military / Federal or State Government Employee

  • Designed for those with multiple income streams and/or Federal benefits

Non-Military / Non-Federal Government Employees

  • Built for professionals, families, and business owners with unique situations and benefits

Complexity Factors

To keep fees as low as possible, the base fee assumes low complexity in your life. Some planning needs involve additional complexity which requires more time and expertise.

  • Special Needs Planning

  • Blended Family Dynamics

  • Business Ownership

  • Taxable Investment Accounts over $100k

  • Equity-Based Compensation (ISO, RSU, ESOP, etc)

  • Student Loan Debt over $75k

  • Within 10 Years of Required Minimum Distribution Age

  • Income Real Estate Properties

Line graph comparing tax-adjusted ending assets for different tax brackets, showing a rise in assets with data points from 43 to 93, and highlighting a profit increase of over $1.1 million under a proposed strategy.
A financial flowchart illustrating income sources, expenses, goals, and spending categories with color-coded sections and dollar amounts.

Project-Based Financial Planning

One-time assessments tailored to your needs

For those seeking guidance on a specific issue, project-based financial planning is for you. This service is ideal when you want a focused assessment without ongoing support.

1-3 areas of comprehensive financial planning can be addressed during a project:

  • Cash Flow & Budgeting

  • Education Planning

  • Tax Planning

  • Retirement Planning

  • Estate Planning

  • Investment Risk Assessment

  • Insurance Risk Assessment

A brief discovery meeting is required to understand your needs and provide a personalized cost estimate.

Faith-based financial planning.

Faith-Based Financial Planning

Available at no additional cost to any selected service option

For those who seek to align their financial decisions with their faith, faith-based planning is an added layer to any service.

This approach views financial stewardship through the lens of Scripture, helping you manage resources with wisdom, generosity, and purpose. Together, we explore how biblical principles can guide key areas of your plan, including:

  • Generosity and giving

  • Biblically-aware investing

  • Tax-efficient charitable strategies

Whether you’re giving, investing, or planning for the future, this service ensures your financial decisions reflect your values and walk of faith.

One Simple Transparent Fee

Fee-Only

No commissions, products, or referral fees.

Flat-Fee

No investment asset percentage charges.

Formynder Fee Estimator (Standalone)
Fee Category
Number of Clients
Complexity Factors
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