A Costly Lesson in Trust: How One Military Family Was Misled

Many military families are targeted by salespeople posing as financial advisors. These individuals often promote complex insurance products, such as whole life or indexed universal life (IUL) policies, as “wealth-building” strategies.

This article examines how one such case exposed the dangers of commission-driven advice and highlights practical ways to identify the difference between a true fiduciary and a salesperson in disguise. It also provides key questions to ask, resources to verify credentials, and guidance on how to find professionals who act in your best interest.