Military Financial Planning for Active Duty, Veterans, Retirees & Their Families

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What Our Clients Are Saying...

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“Inviting a stranger to review and analyze your full financial picture can feel intimidating and embarrassing at first; I can't express how kind, patient, and non-judgmental Omen has been for the nearly year & a half we've used his ongoing wealth management service. He really wants to get to know YOU and what your values are to provide resources and recommendations to fit those needs. Omen does not believe in "set it and forget it" or "one size fits all" financial planning. He somehow navigated the fine line between what my husband and I valued individually and provided a plan & recommendations that met both of our goals allowing us to live today while still investing for our future. Having Omen on our side has drastically reduced the friction and stress we used to feel around finances and I tell everyone I can that: the best thing you can do if you dread looking at your bank account and investments on a regular basis is to hire a financial advisor (of course I always recommend Omen) :) Bonus points that we're a military family and Omen can personally relate to and understand the language (& the frustrations that come with military pay/TDYs/PCS's etc). Bottom line is we whole heartedly recommend Omen for financial planning/management & can't thank him enough for always making us feel comfortable and reassured throughout or time working together.”

★★★★★

Received via Wealthtender: November 14, 2026

“We’ve had a great experience working with Omen as our financial advisor. His communication is excellent, and he takes the time to explain financial strategies in a clear, genuine, and nonjudgmental way. He’s informative, respectful, and makes us feel comfortable asking questions. We appreciate his thoughtful approach and highly recommend him to anyone looking for a knowledgeable and approachable financial advisor to help guide you to your future!”

★★★★★

Received via Wealthtender: November 13, 2026

“Insightful, responsive, knowledgeable, caring. Those are the first four words that come to mind when I think of Omen Quelvog. Reaching out and connecting with someone about your financial status, family make up and life goals was intimidating when my wife and I started looking into financial planning. Omen made the whole process not only comfortable, but easy and enlightening. Coming from a dual military household, Omen's own military background really helped tie our civilian and Army assets and benefits together. I could not more sincerely recommend Omen's services to anyone, I'm grateful to have his help as we continue to keep life on track from recent military retirement to full actual golden years.”

★★★★★

Received via Wealthtender: November 13, 2026

Testimonials were provided by current Formynder Wealth Management clients and may not be representative of the experiences of other clients. The clients were not compensated, nor are there material conflicts of interest that would affect the given testimonials. You can view a complete list of all Formynder Wealth Management reviews on our Wealthtender profile page.

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Fee-Only Fiduciary Financial Planning for Military, Veteran, & Retiree Families

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Who We Best Serve: Military Families, Veterans, & Retirees

Formynder Wealth Management serves both individuals and families who've spent a career serving their country and are starting to think about what’s next. Whether military retirement is still a few years out or already in the rearview, we’re ready to help you find and achieve the purpose you are looking for.

You might be:

  • 3–5 years from military retirement and starting to plan ahead

  • Closer to transition and looking for clarity and momentum

  • Recently retired (the first time) and ready to explore or already exploring new opportunities

  • Getting ready to retire (the second time)

Military family, financial planning, wealth
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Questions Military & Veteran Families Ask Before Hiring a Financial Advisor

  • What kind of salary is needed in addition to a military pension?

  • How do my military benefits help my family if I am gone?

  • What does work-optional look like?

  • How are my taxes likely to change after military retirement?

  • What should I do with my TSP?

  • Should I elect for the Survivor Benefit Plan?

  • How can I coordinate my military benefits with my encore career benefits?

  • How can I coordinate my military benefits with my spouses benefits?

  • How can I best use or pass down my education benefits?

  • What if I want to start my own business?

Know The Cost Before We Talk

We believe financial planning works best when expectations are transparent from the start. Use our fee calculator to see whether working together makes sense for you.


Your Mission Is Changing. Your Financial Clarity Shouldn’t.

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Ongoing Wealth Management

Ongoing Comprehensive Financial Planning with Investment Management

Ongoing Wealth Management is designed for military, veteran, and retiree families who want professional investment management paired with proactive, fiduciary financial planning.

I provide ongoing investment management as the core service, while integrating comprehensive financial planning to ensure every financial decision supports your long-term goals, values, and life transitions. Whether you’re preparing for military retirement, navigating life after service, or stewarding wealth in retirement, my role is to help you move forward with clarity and confidence.

Best for: Families seeking ongoing investment management and long-term planning support.

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Ongoing Financial Planning

Ongoing Comprehensive Financial Planning without Investment Management

Ongoing Comprehensive Financial Planning is designed for military, veteran, and retiree families who want continuous, fiduciary guidance across retirement, cash flow, tax-aware strategies, and estate considerations, without investment management.

I provide ongoing comprehensive financial planning support to help you make confident decisions across every area of your financial life. This relationship is focused on making decisions without second guessing, having a plan you can explain, and long-term stewardship, while allowing you to retain control of your investment accounts.

Best for: Families who want clear next steps while are comfortable managing their own investments.

The Formynder Approach - What Makes Us Different?

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Flat-Fee

Formynder Wealth Management is built around deliberate choices about how advice is delivered. I operate as a flat-fee, fee-only fiduciary so recommendations are not influenced by products, commissions, or asset levels. Flat-fee pricing means you always know how advice is delivered and how decisions are made.

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Faith-Based

For families who want faith to inform how financial decisions are discussed and evaluated, that perspective is welcomed and respected. Advice remains practical, fiduciary, and focused on real-world tradeoffs, without assumptions or pressure.