Military Financial Planning for Active Duty, Veterans, Retirees & Their Families

A military retiree couple standing on a wooden dock by the lake at sunset, sharing a kiss with the sun setting behind them.

Two people in military flight suits walking on a tarmac, carrying gear bags. They both wear helmets and feature U.S. flag patches on their sleeves.

Fee-Only Fiduciary Financial Planning for Military, Veteran, & Retiree Families

As Featured In

Podcast title 'Military to Financial Planner' by Daniel Kopp, CFP sponsored by MFAA

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Who We Best Serve: Military Families, Veterans, & Retirees

Formynder Wealth Management serves both individuals and families who've spent a career serving their country and are starting to think about what’s next. Whether military retirement is still a few years out or already in the rearview, we’re ready to help you find and achieve the purpose you are looking for.

You might be:

3–5 years from military retirement and starting to plan ahead
Closer to transition and looking for clarity and momentum
Recently retired (the first time) and ready to explore or already exploring new opportunities
Getting ready to retire (the second time)

Military family, financial planning, wealth

Are Your Ready To Retire? Take The Assessment

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Questions Military & Veteran Families Ask Before Hiring a Financial Advisor

What kind of salary is needed in addition to a military pension?
How do my military benefits help my family if I am gone?
What does work-optional now look like?
How are taxes likely to change?
What should I do with my TSP?
Should I elect for the Survivor Benefit Plan?
How can I coordinate my military benefits with my encore career benefits?
How can I coordinate my military benefits with my spouses benefits?
How can I best use or pass down my education benefits?
What if I want to start my own business?

Know The Cost Before We Talk

We believe financial planning works best when expectations are transparent from the start. Use our fee calculator to see whether working together makes sense for you.

Estimate Your Fee

Your Mission Is Changing. Your Financial Clarity Shouldn’t.

Services & Pricing

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Client Story

Comprehensive Financial Planning and Wealth Management

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Ongoing Wealth Management

Ongoing Comprehensive Financial Planning with Investment Management

Ongoing Wealth Management is designed for military, veteran, and retiree families who want professional investment management paired with proactive, fiduciary financial planning.

I provide ongoing investment management as the core service, while integrating comprehensive financial planning to ensure every financial decision supports your long-term goals, values, and life transitions. Whether you’re preparing for military retirement, navigating life after service, or stewarding wealth in retirement, my role is to help you move forward with clarity and confidence.

Best for: Families seeking ongoing investment management and long-term planning support.

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Ongoing Financial Planning

Ongoing Comprehensive Financial Planning without Investment Management

Ongoing Comprehensive Financial Planning is designed for military, veteran, and retiree families who want continuous, fiduciary guidance across retirement, cash flow, tax-aware strategies, and estate considerations, without investment management.

I provide ongoing comprehensive financial planning support to help you make confident decisions across every area of your financial life. This relationship is focused on making decisions without second guessing, having a plan you can explain, and long-term stewardship, while allowing you to retain control of your investment accounts.

Best for: Families who want clear next steps while are comfortable managing their own investments.

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The Formynder Approach - What Makes Us Different?

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Flat-Fee

Formynder Wealth Management is built around deliberate choices about how advice is delivered. I operate as a flat-fee, fee-only fiduciary so recommendations are not influenced by products, commissions, or asset levels. Flat-fee pricing means you always know how advice is delivered and how decisions are made.

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Faith-Based

For families who want faith to inform how financial decisions are discussed and evaluated, that perspective is welcomed and respected. Advice remains practical, fiduciary, and focused on real-world tradeoffs, without assumptions or pressure.